PEMBIAYAAN MURABAHAH, MUSYARAKAH, MUDHARABAH, IJRAH DAN ITISHNA’ PENGARUHNYA TERHADAP PROFITABILITAS 4 BANK UMUM SYARIAH DI INDONESIA

Indriyani Indriyani, Mohklas Mohklas

Abstract

The purpose of this study was to find out whether Mudharabah, Musyarakah, Mudharabah, Ijrah and Itishna ' have an effect on profitability in 4 Islamic Commercial Banks. The population in this study were quarterly financial reports at Islamic Commercial Banks using the Purposive Sampling technique and 64 sample samples were obtained. For the independent variable (X) of this study are Mudharabah, Musyarakah, Mudharabah, Ijrah and Itishna ', while the dependent variable is Profitability. The method used in this study is a quantitative method and the data source is secondary data using multiple regression analysis and hypothesis testing. Partially, Murabaha has a significant effect on profitability. As well as Musyarakah, Mudharabah, Ijrah and Itishna have no effect on profitability.


Keywords: mudharabah, musyarakah, mudharabah, ijrah and itishna ', and profitability.

Full Text:

PDF

References

Ahmadiono. (2013). Dasar-Dasar Bank Syari’ah ( Jember: STAIN Jember Press.

Andewi Rokhmawati, M.S (2015). The Effect og Ghg Emission, Environmental Performance, and Social Performance on Financial Performance of Listed Manufacturing Firms in Indonesia. Procedia-Social and Behavioral Sciences.

Andraeny, Dita. (2011). Analisis Pengaruh Dana Pihak Ketiga , Tingkat Bagi Hasil, Dan Non Performing Financing Terhadap Volume Pembiayaan berbasis Bagi Hasil Pada Perbankan Syariah Di Indonesia. Symposium Nasioanal Akuntansi XIV.

Andry Herdiandyah, Pengaruh Pembiayaan Modal Kerja Terhadap Pendapatan Usaha Nasabah ( Studi Pada Bank DKI Syariah Cabang Wahid Hasyim)

Ascarya.(2015) Akad Dan Produk Bank Syariahn (Ed, Ke-5). Jakarta: PT Raja Grafinda Persada

El Bannan. 2015 Quality Of Internasional Control Over Financial Reporting, Corporate Governance And Creditratings. International Journal Of Disclosure And Governance, 6(2) j:127-149

Ghozali, Imam.(2013). Aplikasi Analisis Multivariate Dengan Program SPSS(Ed-7). Semarang Universitas Diponegoro

Hariyani, Ismi (2010). Restrukturasi Dan Penghapusan Kredit Macet. Jakarta : Kompas Gramdeia.

Indriantoro, N., dan Supomo, B. (2014). Metodologi Penelitian Bisnis Untuk Akuntansi dan Manajemen. Yogyakarta: BPFE

Ismail. (2011). Perbankan Syariah.Jakarta; Prenada Grafindo Persada.

Karim, Adiwarman A. (2014). Bank Islam: Analisis Fiqih dan Keuagan (ed. Ke-5). Jakarta: PT Raja Grafinda Persada.

Masood, O., & Ashraf, M, (2012). Bank-Specific and Macroeconomic Profitability Determinants of Islamic Banks (The case op different countries). Qualitative Research in Financial Markets Journal,4(2).255-268.

Maulana. ( 2015). M.Raffi, M Raffi. (2009). Analisis Pengaruh Inflasi, Nilai Tukar, Capital Adequacy Ratio, Biaya Operasional Dan Pendapatan Operasional Terhadap Profitabilitas Pada Perbankan Syariah Periode 2010-2014. Jakarta : Universitas Islam Negeri Jakarta

Muhammad. (2014). Manajemen Dana Bank Syariah. Jakarta : Rajawali Pers

Nawari. (2010). Analisis regresi dengan Ms.Excel 2007 dan SPSS 17. Jakarta:PT Elex Media Komputindi.

Nuril, W.R., Noor, S.A., dan Afifudin. Analisis Pengaruh Pembiayaan Mudharabah, Musyarakah dan Ijrah Terhadap Profitabilitas Bank Syariah Di Indonesia ( Studi Empiris Bank Umum Syariah Yang Listing Di Otoritas Jasa Keuangan Periode 2010-2016). Fakultas Ekonomi Universitas Islam Malang.

Rivai , Veithzal dan Arviyan Arifin. Islamic banking: Sebuah Teori, Konsep, dan Apliksi. Jakarta: Bumi Aksara.2010

Siregar, S.(2013). Metode Penelitian Kuantitatif. Jakarta: Kencana Prenada Media Group.

Sugiyono. (2011). Metode Penelitian Kuantitatif dan R&D. Bandung: CV. Alfabeta

Waluyo.( 2014 ). Fiqih Muamalat. Yogyakarta : CV Gerbang Media Aksara.

Refbacks

  • There are currently no refbacks.